Site Disclaimer

The information published on the St. James’s Place website is provided as a convenience to visitors and should be used for information purposes only and is subject to change without notice. None of the information contained in this website constitutes financial or other professional advice in any way. If you require additional information, you should contact appropriate St. James’s Place personnel.

While St. James’s Place uses reasonable efforts to ensure that the information contained on its website is current and accurate at the date of publication, no warranties are made, either expressed or implied, as to reliability, accuracy or completeness of the information. St. James’s Place accepts no liability for any loss arising directly or indirectly from the use of or action taken in reliance on such information. These documents should not be copied, reproduced or redistributed, in whole or in part.

No warranty is given as to the freedom of this website from errors, defects, viruses, malicious programs or macros. Links from this website exist for information only and St. James’s Place accepts no responsibility or liability for the information contained on any such site. The existence of a link to another website does not imply or express endorsement of its provider, product or services by

St. James’s Place. Links to this website are not permitted without the prior written consent of St. James’s Place. Please note that clicking on links to external websites will cause you to leave the St. James’s Place website.

Terms and conditions

The use of this website is subject to the following terms and conditions which you should read carefully. By using the website, users are deemed to have full knowledge of these terms and conditions and to accept them.

We do our best to ensure that the web site operates properly at all times, but we make no warranties as to the availability or accessibility of the web site, and (save as otherwise set out in these terms and conditions) we will not be liable for any damages, loss, costs or expenses incurred by you as a result of any lack of availability or accessibility of the web site.

Nothing within these conditions operates so as to exclude, limit or restrict our liability for death or personal injury.

The information, including any financial information, contained on this website or in any document on this website is provided for information only, and does not constitute a public offer under any applicable legislation or an offer to sell (or the solicitation of an offer to purchase) any services, security or financial instrument of St. James’s Place plc and/or any of its subsidiaries in any country, nor does it constitute investment, tax, legal or any other form of advice or recommendation with respect to any such services, security or financial instrument.

Information on this website relating to the share price, or income from shares or other securities or investments may change and go down as well as up, and past performance is not a guide to future performance. Potential investors should seek financial advice prior to any investment decision.

While the information contained on this website has been compiled in good faith, no representation is made as to its completeness, reliability or accuracy. The financial reports contained on the website are only current as of the respective date contained in the particular report.

Where you deal as a consumer, nothing in the above exclusions affects your statutory rights.

All Intellectual Property Rights and goodwill in or relating to the contents of the web site belong to either ourselves or to our suppliers.

©2017 St. James’s Place plc. All rights reserved. "St. James’s Place" and the St. James’s Place Logo are trademarks of St. James’s Place plc.

Nothing contained in these conditions or the web site should be construed as granting by implication, estoppel, personal bar, or otherwise, any licence or right to use any of the trademarks without our permission. However, copying and printing of those web pages which contain the trademarks is permitted within the scope of the licence below.

You may download to a local hard disk and print extracts from the web site solely for personal, non-commercial use. You may also recopy downloaded extracts to others for their personal, non-commercial use.

You may not reproduce part or all of the contents of the web site in any form unless it is for personal, non-commercial use.

You may not copy or otherwise incorporate into or store in any other web site, electronic retrieval system, publication or other work any of the content of the web site in any form (whether hard copy, electronic or other).

You may not frame or link to the web site or any part of it without our express permission.

We may use information obtained about you from cookies (files which are sent by us to your computer or other access device) which are created when you visit our site. The type of cookies that we use (known as session cookies) only give us information about which pages you have visited – they do not store any personal information about you. To find out more about cookies please visit our privacy policy.

Accessibility

We’re constantly working to make the St. James’s Place website as usable and accessible as possible for every user.

We have made every effort to ensure that this website meets or exceeds the relevant legal requirements. We believe that this website meets or exceeds the requirements of the level A criteria of the World Wide Web Consortium Web Accessibility Initiative (WCAG WAI) 2.0 guidelines.

The website should be compatible with recent versions of all assistive devices.

Questions and feedback

We intend that you should have no difficulty in accessing any information on this website. However, if you do have any difficulty we want to hear from you so that we can put things right. Please contact us.

Site Disclaimer

The information published on the St. James’s Place website is provided as a convenience to visitors and should be used for information purposes only and is subject to change without notice. None of the information contained in this website constitutes financial or other professional advice in any way. If you require additional information, you should contact appropriate St. James’s Place personnel.

While St. James’s Place uses reasonable efforts to ensure that the information contained on its website is current and accurate at the date of publication, no warranties are made, either expressed or implied, as to reliability, accuracy or completeness of the information. St. James’s Place accepts no liability for any loss arising directly or indirectly from the use of or action taken in reliance on such information. These documents should not be copied, reproduced or redistributed, in whole or in part.

No warranty is given as to the freedom of this website from errors, defects, viruses, malicious programs or macros. Links from this website exist for information only and St. James’s Place accepts no responsibility or liability for the information contained on any such site. The existence of a link to another website does not imply or express endorsement of its provider, product or services by

St. James’s Place. Links to this website are not permitted without the prior written consent of St. James’s Place. Please note that clicking on links to external websites will cause you to leave the St. James’s Place website.

Terms and conditions

The use of this website is subject to the following terms and conditions which you should read carefully. By using the website, users are deemed to have full knowledge of these terms and conditions and to accept them.

We do our best to ensure that the web site operates properly at all times, but we make no warranties as to the availability or accessibility of the web site, and (save as otherwise set out in these terms and conditions) we will not be liable for any damages, loss, costs or expenses incurred by you as a result of any lack of availability or accessibility of the web site.

Nothing within these conditions operates so as to exclude, limit or restrict our liability for death or personal injury.

The information, including any financial information, contained on this website or in any document on this website is provided for information only, and does not constitute a public offer under any applicable legislation or an offer to sell (or the solicitation of an offer to purchase) any services, security or financial instrument of St. James’s Place plc and/or any of its subsidiaries in any country, nor does it constitute investment, tax, legal or any other form of advice or recommendation with respect to any such services, security or financial instrument.

Information on this website relating to the share price, or income from shares or other securities or investments may change and go down as well as up, and past performance is not a guide to future performance. Potential investors should seek financial advice prior to any investment decision.

While the information contained on this website has been compiled in good faith, no representation is made as to its completeness, reliability or accuracy. The financial reports contained on the website are only current as of the respective date contained in the particular report.

Where you deal as a consumer, nothing in the above exclusions affects your statutory rights.

All Intellectual Property Rights and goodwill in or relating to the contents of the web site belong to either ourselves or to our suppliers.

©2017 St. James’s Place plc. All rights reserved. "St. James’s Place" and the St. James’s Place Logo are trademarks of St. James’s Place plc.

Nothing contained in these conditions or the web site should be construed as granting by implication, estoppel, personal bar, or otherwise, any licence or right to use any of the trademarks without our permission. However, copying and printing of those web pages which contain the trademarks is permitted within the scope of the licence below.

You may download to a local hard disk and print extracts from the web site solely for personal, non-commercial use. You may also recopy downloaded extracts to others for their personal, non-commercial use.

You may not reproduce part or all of the contents of the web site in any form unless it is for personal, non-commercial use.

You may not copy or otherwise incorporate into or store in any other web site, electronic retrieval system, publication or other work any of the content of the web site in any form (whether hard copy, electronic or other).

You may not frame or link to the web site or any part of it without our express permission.

We may use information obtained about you from cookies (files which are sent by us to your computer or other access device) which are created when you visit our site. The type of cookies that we use (known as session cookies) only give us information about which pages you have visited – they do not store any personal information about you. To find out more about cookies please visit our privacy policy.

Accessibility

We’re constantly working to make the St. James’s Place website as usable and accessible as possible for every user.

We have made every effort to ensure that this website meets or exceeds the relevant legal requirements. We believe that this website meets or exceeds the requirements of the level A criteria of the World Wide Web Consortium Web Accessibility Initiative (WCAG WAI) 2.0 guidelines.

The website should be compatible with recent versions of all assistive devices.

Questions and feedback

We intend that you should have no difficulty in accessing any information on this website. However, if you do have any difficulty we want to hear from you so that we can put things right. Please contact us.

Site Disclaimer

The information published on the St. James’s Place website is provided as a convenience to visitors and should be used for information purposes only and is subject to change without notice. None of the information contained in this website constitutes financial or other professional advice in any way. If you require additional information, you should contact appropriate St. James’s Place personnel.

While St. James’s Place uses reasonable efforts to ensure that the information contained on its website is current and accurate at the date of publication, no warranties are made, either expressed or implied, as to reliability, accuracy or completeness of the information. St. James’s Place accepts no liability for any loss arising directly or indirectly from the use of or action taken in reliance on such information. These documents should not be copied, reproduced or redistributed, in whole or in part.

No warranty is given as to the freedom of this website from errors, defects, viruses, malicious programs or macros. Links from this website exist for information only and St. James’s Place accepts no responsibility or liability for the information contained on any such site. The existence of a link to another website does not imply or express endorsement of its provider, product or services by

St. James’s Place. Links to this website are not permitted without the prior written consent of St. James’s Place. Please note that clicking on links to external websites will cause you to leave the St. James’s Place website.

Terms and conditions

The use of this website is subject to the following terms and conditions which you should read carefully. By using the website, users are deemed to have full knowledge of these terms and conditions and to accept them.

We do our best to ensure that the web site operates properly at all times, but we make no warranties as to the availability or accessibility of the web site, and (save as otherwise set out in these terms and conditions) we will not be liable for any damages, loss, costs or expenses incurred by you as a result of any lack of availability or accessibility of the web site.

Nothing within these conditions operates so as to exclude, limit or restrict our liability for death or personal injury.

The information, including any financial information, contained on this website or in any document on this website is provided for information only, and does not constitute a public offer under any applicable legislation or an offer to sell (or the solicitation of an offer to purchase) any services, security or financial instrument of St. James’s Place plc and/or any of its subsidiaries in any country, nor does it constitute investment, tax, legal or any other form of advice or recommendation with respect to any such services, security or financial instrument.

Information on this website relating to the share price, or income from shares or other securities or investments may change and go down as well as up, and past performance is not a guide to future performance. Potential investors should seek financial advice prior to any investment decision.

While the information contained on this website has been compiled in good faith, no representation is made as to its completeness, reliability or accuracy. The financial reports contained on the website are only current as of the respective date contained in the particular report.

Where you deal as a consumer, nothing in the above exclusions affects your statutory rights.

All Intellectual Property Rights and goodwill in or relating to the contents of the web site belong to either ourselves or to our suppliers.

©2017 St. James’s Place plc. All rights reserved. "St. James’s Place" and the St. James’s Place Logo are trademarks of St. James’s Place plc.

Nothing contained in these conditions or the web site should be construed as granting by implication, estoppel, personal bar, or otherwise, any licence or right to use any of the trademarks without our permission. However, copying and printing of those web pages which contain the trademarks is permitted within the scope of the licence below.

You may download to a local hard disk and print extracts from the web site solely for personal, non-commercial use. You may also recopy downloaded extracts to others for their personal, non-commercial use.

You may not reproduce part or all of the contents of the web site in any form unless it is for personal, non-commercial use.

You may not copy or otherwise incorporate into or store in any other web site, electronic retrieval system, publication or other work any of the content of the web site in any form (whether hard copy, electronic or other).

You may not frame or link to the web site or any part of it without our express permission.

We may use information obtained about you from cookies (files which are sent by us to your computer or other access device) which are created when you visit our site. The type of cookies that we use (known as session cookies) only give us information about which pages you have visited – they do not store any personal information about you. To find out more about cookies please visit our privacy policy.

Accessibility

We’re constantly working to make the St. James’s Place website as usable and accessible as possible for every user.

We have made every effort to ensure that this website meets or exceeds the relevant legal requirements. We believe that this website meets or exceeds the requirements of the level A criteria of the World Wide Web Consortium Web Accessibility Initiative (WCAG WAI) 2.0 guidelines.

The website should be compatible with recent versions of all assistive devices.

Questions and feedback

We intend that you should have no difficulty in accessing any information on this website. However, if you do have any difficulty we want to hear from you so that we can put things right. Please contact us.

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